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Something that shocked me.

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  • noelani72
    27inaleon
    • Jun 25, 2002
    • 4609

    Something that shocked me.

    Did a little math a couple days ago.
    My wife has our family insurance through her employer, which keeps going down and getting worse.
    Considered changing to mine and discovered we would save perhaps $60 per month.

    The shocker though is what we pay....
    $300 per month.

    Now, that might be the ballpark for most of us, but since it came off the top, I never saw that money.

    Then for four cars and three good drivers....$300 a month for three cars to have full coverage and one with liability only.

    Life insurance...$100.

    Jesus...we pay $700 per month on just insurance, and the house isn't even calculated in that.
    Holy crap...just holy crap.
  • MIB41
    Eloquent Member
    • Sep 25, 2005
    • 15633

    #2
    There's a good reason why companies want national, government-run, healthcare. There are some national accounts that pay over $1,400.00 a MONTH for family coverage on ONE person. Insurance bites into everyone's pockets in a big way and the discrepancy between cost and benefits is only going to get worse. As the government takes more and more people, taxes will go up on more and more things to fund it. BELIEVE ME when I tell you, no one has even tasted what is coming. Nothing is free, especially when Uncle Sam gets involved. Hang in there. Or should I say hang on?

    Comment

    • wayne foundation 07
      Time to feed the cat
      • Dec 30, 2007
      • 5705

      #3
      Health insurance is the biggest topic at work ! We were bought out last year, and they changed everything over Jan 1 to the new company, and its not good at all. They offer a high deductable plan, or the are you freakin serious plan !!! They raised our weekly copay on top of that. So now we pay for insurance that we sure as heck don't want to use. We have to meet the whole deducatable before they step up to pay anything. Office copay, gone pay for all office calls in full and up front.
      The best I can tell you to try to do about the home, car and life is to pay for the whole year at a time. We started doing that and it saved us some on each plan.

      Comment

      • megomania
        Persistent Member
        • Jan 2, 2010
        • 2175

        #4
        We pay about $400/month for health insurance through my wife's employer for the two of us + 1 child. My employer is even higher than that...man, the days when I used to just pay like $50/mo for just me

        -Chris

        Comment

        • megocrazy
          Museum Trouble Maker
          • Feb 18, 2007
          • 3718

          #5
          In my last company I paid $300 a month and that was 30% of the plans cost. It was about $1000/month for my family plan.
          It's not a doll it's an action figure.

          Comment

          • enyawd72
            Maker of Monsters!
            • Oct 1, 2009
            • 7904

            #6
            What the goverment NEEDS to do is regulate the COST of health care. As long as hospitals are run as for profit businesses, costs will continue to skyrocket. $60 for a box of tissues. $5,000 a day for a hospital bed, etc. That's why insurance premiums are so high.
            I had an extremely irritated eye several years ago, and thought I might have pinkeye. Turns out it was a slightly infected scratch. The doctor spent less than five minutes with me. He literally just shined a flashlight in my eye and put two drops in it, then sent me on my way with a prescription (which I had to pay for). I received a $700 bill. $700 for five minutes? That's $8400 an hour. I'm sorry, but NOBODY'S time is worth that. I later discovered they bill by the hour. So if the doctor sees five patients in one hour, they ALL get billed for the SAME HOUR.
            I refused to pay the bill until I was given a breakdown of the specific charges and what exactly they were for. They never did answer me and I never did pay it. It's all a game designed to make them money at our expense.

            Comment

            • TomStrong
              Persistent Member
              • Jul 22, 2011
              • 1635

              #7
              Originally posted by enyawd72
              What the goverment NEEDS to do is regulate the COST of health care. As long as hospitals are run as for profit businesses, costs will continue to skyrocket. $60 for a box of tissues. $5,000 a day for a hospital bed, etc. That's why insurance premiums are so high.
              I had an extremely irritated eye several years ago, and thought I might have pinkeye. Turns out it was a slightly infected scratch. The doctor spent less than five minutes with me. He literally just shined a flashlight in my eye and put two drops in it, then sent me on my way with a prescription (which I had to pay for). I received a $700 bill. $700 for five minutes? That's $8400 an hour. I'm sorry, but NOBODY'S time is worth that. I later discovered they bill by the hour. So if the doctor sees five patients in one hour, they ALL get billed for the SAME HOUR.
              I refused to pay the bill until I was given a breakdown of the specific charges and what exactly they were for. They never did answer me and I never did pay it. It's all a game designed to make them money at our expense.
              You're so right!

              Comment

              • torgospizza
                Theocrat of Pan Tang
                • Aug 19, 2010
                • 2747

                #8
                Originally posted by enyawd72
                What the goverment NEEDS to do is regulate the COST of health care.
                The same guys that spent $7,600 on one coffee maker?

                Comment

                • Access
                  Veteran Member
                  • May 22, 2013
                  • 258

                  #9
                  Government regulating spending? Sounds like it would make one of those crazy mc Escher drawings in its infinite pointlessness! Lol

                  Comment

                  • enyawd72
                    Maker of Monsters!
                    • Oct 1, 2009
                    • 7904

                    #10
                    Originally posted by Access
                    Government regulating spending? Sounds like it would make one of those crazy mc Escher drawings in its infinite pointlessness! Lol
                    Actually, it's as simple as passing a law that says you can only charge up to X amount for whatever drug, surgery, etc....problem is, there are too many people in power making too much money.
                    Remember decades ago when scientists actually found CURES for diseases? Not any more. If cures were ever actually found for things like diabetes and cancer, pharmaceutical companies would lose BILLIONS of dollars.
                    There's profit to be made from keeping people sick. You can only CURE a disease ONCE. You can TREAT a disease FOREVER.

                    Comment

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